Our donors often say that they wish they could give more. The truth is that they can. As a Reno Philharmonic donor, you are a family member to us and can do more through carefully planned gifts. Planned giving offers you the chance to help and receive tax breaks and/or income in return, while helping us keep world-class music and music education programs in Northern Nevada.

One of the simplest ways to give. When the RPA is listed as a beneficiary from your estate, your estate avoids costly taxes by receiving a charitable estate tax deduction when the gift is made. Anyone in any tax bracket can leave bequests.

Is a good way to earn income over your lifetime, while requiring you to make a contract with us. In exchange for your assets, most often cash or securities, we agree to pay you an income of equal, tax-free installments spread out over your lifetime. You also receive a substantial income-tax deduction in the year you donate.

Throughout your trust’s term, you receive payouts annually and avoid capital gains tax. The remainder of the trust is given to us at the end of the term. Charitable remainder trusts are beneficial for donors who have valuable, appreciated assets and want to turn them into income to live on.

These are valuable for donating to several charities. They act as a parking space for your money, while you decide whom to give it to. You get an immediate tax deduction and are able to make grants from the fund when you desire, while the firm takes care of the paperwork. The Community Foundation and financial firms offer these funds with a minimum donation. However, one thing to look at is whether you want a say in how your funds are invested.

A planned gift avoids the death tax and lets you see your money put to good use.

If a life insurance policy is no longer needed for your family, you can name the RPA as a beneficiary. The premium becomes an annual gift to us and is eligible for an income tax deduction. No matter how you decide to make a donation, consult with a professional beforehand about how you can meet both your financial and your philanthropic goals.

No matter how you decide to make a donation, consult with a professional beforehand about how you can meet both your financial and your philanthropic goals.